Financial inclusion plays a vital role in reducing poverty and equality as well as stimulating job creation. As it stands, there are over 2 billion “unbanked” individuals around the globe that don’t have access to formal financial services. That means families are unable to securely save and invest for the future, businesses don’t have access to credit enabling economic growth, and low-income countries that receive significant international remittances have to rely on financial service companies that charge high transfer fees.